Protect & Improve Your Credit Score
The official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-In or Opt-Out of offers of credit or insurance.
Please feel free to contact directly for more information
Max Moon - CEO
Call/Text 916-214-4348
OptOutPrescreen.com is a centralized service to accept and process requests from consumers to "Opt-In" or "Opt-Out" of firm offers of credit or insurance.
OptOutPrescreen.com is a joint venture among Equifax Information Services, LLC, Experian Information Solutions, Inc., Innovis Data Solutions, Inc., and TransUnion, LLC (collectively the "Consumer Credit Reporting Companies").
Under the Fair Credit Reporting Act (FCRA), Equifax, Experian, Innovis, and TransUnion, are permitted to include your name on lists used by creditors or insurers to make firm offers of credit or insurance. The FCRA also allows you the ability to "Opt-Out", which prevents Consumer Credit Reporting Companies from providing your credit file information for firm offers of credit or insurance that are not initiated by you. If you want to remove your name from lists supplied by the four Consumer Credit Reporting Companies listed above for firm offers of credit or insurance, you will need to provide your personal information on the "Click Here to Opt-In or Opt-Out" link. Once you provide your information through this secure website, your name will be removed from inclusion on firm offer lists provided by all four companies if the Consumer Credit Reporting Company maintains a credit file for you and is able to locate your credit file based on the information you provided. If you have previously completed a request to Opt-Out from receiving firm offers and would like to Opt-In, you may also complete your request on this website. The personal information you provide is confidential and will only be used to process your request. You can also complete this process via phone by dialing 888-5-OPT-OUT (888-567-8688).
OptOutPrescreen.com is the only internet website authorized by Equifax, Experian, Innovis and TransUnion for this purpose under the FCRA. Please note that, as a security precaution, consumers should never provide their personal information to any other company or person in connection with requesting Opt-In or Opt-Out services from Equifax, Experian, Innovis and TransUnion. OptOutPrescreen.com will not contact consumers via email, telemarketing or direct mail solicitations.
Contact Us For More Information On How to Improve/Repair Credit
Steps to place a freeze on your social security number to protect your identity
In an age where identity theft is increasingly common, protecting your financial well-being is crucial. One of the most effective ways to safeguard your Social Security number (SSN) from fraudulent use is by placing a credit freeze on your credit file with all three major credit bureaus—Equifax, Experian, and TransUnion. A credit freeze prevents lenders and creditors from accessing your credit report, making it difficult for identity thieves to open new accounts in your name. You can do this after you complete your transaction to protect yourself.
Step 1: Gather Your Personal Information
Step 1: Gather necessary personal information readily available:
- Full legal name
- Social Security number
- Date of birth
- Current address (and previous addresses if you’ve moved recently)
- A valid government-issued ID (driver’s license or passport)
- Any supporting documents required by the bureaus (such as proof of address, if requested)
Step 2: Contact Each Credit Bureau Individually
A credit freeze must be placed separately with each of the three credit bureaus. Below are the steps to do so:
Equifax
- Online: Visit www.equifax.com/personal/credit-report-services/credit-freeze/
- Phone: Call 1-800-349-9960
- Mail: Send a written request with your information to:
Equifax Information Services LLC
P.O. Box 105788
Atlanta, GA 30348-5788
Experian
- Online: Visit www.experian.com/freeze
- Phone: Call 1-888-EXPERIAN (1-888-397-3742)
- Mail: Send a written request to:
Experian Security Freeze
P.O. Box 9554
Allen, TX 75013
TransUnion
- Online: Visit www.transunion.com/credit-freeze
- Phone: Call 1-800-916-8800
- Mail: Send a written request to:
TransUnion
P.O. Box 160
Woodlyn, PA 19094
Step 3: Receive Confirmation and Keep Your PIN
Once you request a credit freeze, each bureau will confirm the freeze in writing or via email (if requested online). Some may issue a PIN or password that you’ll need to lift or temporarily remove the freeze in the future. Store this information securely.
Step 4: Verify your Freeze
After placing the freeze, verify that it has been successfully applied by attempting to access your credit report or by checking with the bureaus.
Step 5: Understand When to Lift the Freeze
If you need to apply for mortgage loans or other credit options, such as a loan or mortgage, you can temporarily lift the freeze online, by phone, or by mail using your PIN. You can choose to lift it for a specific lender or for a set period before reapplying the freeze.
Final Thoughts
Placing a credit freeze is a crucial step in protecting your Social Security number from fraud. It’s a complimentary credit review and a free service that does not impact your credit score, and can be lifted whenever necessary. By securing your credit across all three bureaus, you take an essential step in preventing identity theft and maintaining control over your financial security, especially when working with a mortgage broker for your mortgage financing needs
Office: 5701 Lonetree Blvd #221
Rocklin CA 95765
Call 916-214-4348
Email: [email protected]
Site: www.BluePrintRealtyMortgage.com
